Quantitative Risk Analyst Lead - Fraud

Company: USAA
Location: Paradise Valley
Posted on: March 9, 2025

Job Description:

Why USAA?At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.The OpportunityAs a dedicated Quantitative Risk Analyst Lead for Fraud, you will conduct and develop quantitative and analytic models, assessments and/or applications in support of risk management efforts that assess the market and identify risks and gaps in existing or proposed processes. Applies diverse methodologies and deep experience in quantitative analytics to identify and tackle complex and/or undefined risk problems. Works with leadership to remediate gaps and improvements identified between existing practices and regulatory requirements. Leads and executes complex initiatives and cross functional teams within the Chief Risk Office and across the Enterprise that drive problem resolution. Leverages broad enterprise knowledge and business acumen related to core discipline(s), products and processes.Additional Responsibilities Include:

• Develop data mapping and graph schema design for various use cases in the identity fraud space.
• Create and maintain ETL scripts, data pipelines, and manage both batch and incremental data ingestion into Amazon Neptune and other potential graph databases/engines.
• Develop and optimize graph queries to identify different fraud patterns.
• Build self-service fraud intelligence tools for internal stakeholders.
• Conduct graph analytics, including graph traversal and implementing algorithms such as community detection.
• Perform deep link analysis to uncover interconnected fraudulent activities and conduct graph feature engineering to improve traditional fraud models and boost their performance.This position can work remotely in the continental U.S. with occasional business travel.What you'll do:
  • Applies expert analytical knowledge to use sophisticated analytics to assess future risk and/or new risks, opportunities, and efficiency.
  • Translates results into meaningful solutions to improve decision making.
  • Presents findings to senior level leadership.
  • Applies expert knowledge and industry standard methodologies to quantify risk and aggregate exposures.
  • Develops sophisticated systems and programs that measure aggregate risk exposures.
  • Performs model validations and presents results to senior leadership.
  • Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and motivate change.
  • Translates recommendations into communication materials to effectively present to senior leadership. Recommendations typically have a major impact on business results.
  • Provides subject matter expertise in operationalizing recommendations.
  • Applies expert knowledge to produce sophisticated analytical material to lead discussions with cross functional teams and senior leadership to understand sophisticated business objectives and influence solution strategies.
  • Demonstrates thought leadership in cross functional team environments.
  • Drives and crafts cross functional teams in support of initiatives that have significant impact to the enterprise or a core business area.
  • Provides direction and mentorship to other team members in the peer review process.
  • Expertly communicates analytical results, findings and solutions to governance committees and business process owners and influences business analysis.What you have:
    • Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative field (4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree)
    • 8 years of related quantitative analysis experience in a field relevant to risk management to include statistical analysis, modeling, mathematics or other quantitative field.
    • OR advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative field and 6 years work experience in a quantitative field relevant to risk management
    • OR PhD in Economics, Finance, Statistics, Mathematics, or other quantitative field and up to 4 years work experience in a quantitative field relevant to risk management.What sets you apart:
      • US military experience through military service or a military spouse/domestic partner
      • Proven experience in graph database technologies, particularly Amazon Neptune.
      • Strong understanding of graph theory and graph algorithms.
      • Proficiency in developing and optimizing sophisticated graph queries.
      • Experience with ETL processes and data pipeline development.
      • Familiarity with fraud detection techniques and identity fraud use cases.
      • Strong programming skills in languages such as Python, Java, or similar.
      • Excellent problem-solving skills and attention to detail.
      • Ability to work collaboratively in a team environment.Compensation range: The salary range for this position is: $164,780 - $296,610.Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. -Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. -Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. -For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. -USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Keywords: USAA, Phoenix , Quantitative Risk Analyst Lead - Fraud, Professions , Paradise Valley, Arizona